Business Insurance

Get your personalized insurance policy with an Agent you can trust.

Smiling man and shop owner with apron standing in front of stocked shelves
Woman business owner turning over the open sign in her store window

Insuring business your way

  • We offer a variety of coverages and services that are customizable for your business.

  • Our Agents respect the process. They take the time to know their clients, what makes them different, and what’s important to them.

  • Call your Insurance Agent at AAA today to discuss your coverage needs.

START THE PROCESS TODAY

Select your industry and product solution

If you don’t see your particular Industry listed here, we have other options so talk to an Agent.

Contractors

Because we know that surprises can happen, we understand you need support if or when the unexpected occurs. That is why our Agents take the time to get to know you and your business and can provide the best policy for you.

Insurance products to consider: Liability; Property; Workers Compensation; Umbrella

Restaurants

Whether you are a brick & mortar restaurant, small café or food truck, you need to keep those doors open and customers coming, and protect against the unexpected. AAA Agents will ask you all the right questions to determine what products are right for your particular business. Talk to an Agent to get the best policy solution for you.

Insurance products to consider: Liability; Property; Workers Compensation; Business Interruption; Umbrella; Restaurant Liability (e.g. customer illness or injury); Restaurant Crime Insurance (e.g. employee theft)

Automotive

Whether you are selling, servicing, repairing or all three, it is most likely there is never enough time to think about insurance. That is where our AAA Agents come in. Let them do the work for you. All you need to do is answer a few simple questions and they will put together a great, easy to manage policy that is customized just for you!

Insurance products to consider: Liability; Property; Business Interruption; Umbrella; Commercial Auto; Workers Compensation; Business Crime (e.g. employee theft)

Retail Store

No matter what your retail specialty, we are sure you are always looking for ways to improve and grow your business. As you do this, you want to make sure that you protect your store from the unexpected. Give us a call and let our AAA Agent work to get to know you and your business to provide the best policy customized just for you!

Insurance products to consider: Liability; Property; Umbrella; Business Interruption; Workers Compensation; Business Crime (e.g. employee theft)

Office Spaces

You are a professional and your business depends on you being able to keep an office running without interruption. Things happen – buildings may get damaged by storm or fire; furniture or equipment may get stolen. You want to be prepared for any of these unexpected events. Let us help make sure you are ready. Call and talk to one our AAA Agents who know all the right questions to ask to figure out the right policy for you!

Insurance products to consider: Liability; Property; Workers Compensation; Umbrella; Business Crime (e.g. employee theft)

Home Based Business

Do you work out of your home and have clients or customers visit you in person? Do you have special equipment or tools that would be very expensive to replace? If so, give us a call and chat to a AAA Agent to determine what type of small business policy makes the most sense for your particular situation.

Insurance products to consider: Business Owners Policy (BOP); Professional Liability; Umbrella; Product Liability (e.g. employee theft)



Insurance coverage is not included in the price of membership. Participants in insurance programs incur separate costs for insurance.

Insurance products sold through ACA Club Insurance Agency, Inc. are underwritten by various insurance providers including CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting guidelines and applicable laws. Applicants may not qualify for all coverages, benefits and discounts. Discounts vary by state and are subject to eligibility requirements. Insurance coverage is not included in the price of membership. Participants in insurance programs incur separate costs for insurance. Life Insurance underwritten by AAA Life Insurance Company, Livonia, Michigan. AAA Life Insurance is licensed in all states except NY. CA Certificate of Authority #07681. Product and its features may not be available in all states. © 2024 AAA Club Alliance, Inc.