INSURING YOUR BUSINESS YOUR WAY
We offer a variety of coverages and services that are customizable for your business.
If you don’t see your particular Industry listed here, we have other options so talk to an Agent.
Because we know that surprises can happen, we understand you need support if or when the unexpected occurs. That is why our Agents take the time to get to know you and your business and can provide the best policy for you.
Whether you are a brick & mortar restaurant, small café or food truck, you need to keep those doors open and customers coming, and protect against the unexpected. AAA Agents will ask you all the right questions to determine what products are right for your particular business. Talk to an Agent to get the best policy solution for you.
Insurance products to consider: Liability; Property; Workers Compensation; Business Interruption; Umbrella; Restaurant Liability (e.g. customer illness or injury); Restaurant Crime Insurance (e.g. employee theft);
Whether you are selling, servicing, repairing or all three, it is most likely there is never enough time to think about insurance. That is where our AAA Agents come in. Let them do the work for you. All you need to do is answer a few simple questions and they will put together a great, easy to manage policy that is customized just for you!
No matter what your retail specialty, we are sure you are always looking for ways to improve and grow your business. As you do this, you want to make sure that you protect your store from the unexpected. Give us a call and let our AAA Agent work to get to know you and your business to provide the best policy customized just for you!
You are a professional and your business depends on you being able to keep an office running without interruption. Things happen – buildings may get damaged by storm or fire; furniture or equipment may get stolen. You want to be prepared for any of these unexpected events. Let us help make sure you are ready. Call and talk to one our AAA Agents who know all the right questions to ask to figure out the right policy for you!
Home Based Business
Do you work out of your home and have clients or customers visit you in person? Do you have special equipment or tools that would be very expensive to replace? If so, give us a call and chat to a AAA Agent to determine what type of small business policy makes the most sense for your particular situation.
Didn’t see what you were looking for? We have other options.
Have a AAA Agent contact you.
SERVICE & CLAIMS
For service & claims, please call:
A business auto policy protects your business's bottom line by providing more liability coverage than the standard auto policy. Coverage is available for vehicles that are owned, leased, hired, rented or borrowed. Coverage may include:
Business Property and General Liability Insurance
Property damage, lawsuits and injuries can mean financial ruin for a business without adequate insurance coverage. For that reason, business owners need insurance to protect their business and their assets. A Business Owner’s Policy (BOP) includes three types of insurance:
Property Insurance: Property insurance covers damage to buildings and contents owned by the company. This includes buildings, equipment, computers and inventory. A commercial insurance agent will help tailor a policy to fit your needs. Coverage may include:
Business interruption insurance: This covers the loss of income if a business is temporarily forced to shut down because of a catastrophe, such as a hurricane or fire. It can also include the extra expense of operating out of a temporary location.
Employers are legally obligated to take reasonable care to assure that their workplace is safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage.
Workers' compensation coverage provides benefits to your employees for work-related injuries or illnesses. Benefits can pay for medical care, lost wages, disability benefits and even death benefits. It also provides critical liability protection from lawsuits against employees or their family members due to work-related injuries or illness.
Workers' Compensation Overview:
This can help cover the cost that might occur when food or drink that you serve might be responsible for accident or injuries.
When you or your employees are driving company vehicles for business you need to have commercial and not personal auto insurance.
Protect yourself from accidents that might happen in a customers home from product that you have made in your home business and shipped to them.
If your business offers advice or personal services you are working hard every day to deliver the best service to your clients. However, sometimes mistakes happen and professional liability insurance can help provide peach of mind if or when an error occurs.
Helps cover loss resulting from fraud, robbery, forgery or employee theft of money or property.
This covers the loss of income if a business is temporarily forced to shut down because of a catastrophe, such as a hurricane or fire. It can also include the extra expense of operating out of a temporary location.
Lawsuits are a reality for many businesses, which is why general liability protection is an essential part of financial protection from lawsuits and claims. Liability insurance covers the company’s legal responsibilities for harm caused to others. Coverage may include:
Property insurance covers damage to buildings and contents owned by the company. This includes buildings, equipment, computers and inventory. A commercial insurance agent will help tailor a policy to fit your needs. Coverage may include: