Loading component...
New Jersey Auto Insurance Requirements
Every driver has different insurance needs. AAA Auto Insurance offers a variety of auto coverage options that can help you build a policy tailored to your vehicle, budget, and lifestyle.
Get my quoteLiability insurance helps pay for injuries or property damage you cause to others in a covered accident. For policies issued or renewed in 2026, New Jersey standard minimum liability limits are $35,000 per person and $70,000 per accident for bodily injury, plus $25,000 for property damage.
Collision coverage may help pay for repairs to your vehicle after a covered accident, regardless of who is at fault.
Comprehensive coverage can help protect your vehicle from non-collision events such as theft, vandalism, fire, hail, falling objects, and certain weather-related damage.
Not every driver carries sufficient insurance coverage. This protection may help cover expenses if you're involved in an accident with a driver who has little or no insurance.
New Jersey requires personal injury protection coverage, which generally helps pay eligible medical expenses after an accident regardless of fault.
From flat tires and dead batteries to lockouts and towing needs, roadside assistance can provide valuable peace of mind for New Jersey drivers.
