Question 1

Why do I need renters’ insurance?

Accepted Answer

Renters’ insurance helps replace your belongings if they’re damaged or stolen, provides liability coverage if someone is injured in your home, and can help with temporary living costs if your apartment becomes uninhabitable after a covered event. While your landlord’s policy protects the building, it doesn’t cover your personal property or liability.

Question 2

Does renters’ insurance cover my roommates?

Accepted Answer

No, renters’ insurance typically only covers the person or people listed on the policy. However, it does cover immediate family members living with the insured, such as a spouse and children.

Question 3

Will renters’ insurance cover my personal belongings?

Accepted Answer

Yes, renters’ insurance covers the damage or loss of personal belongings. It does not cover the building itself, as that is your landlord’s responsibility.

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Renters insurance

Providing Peace of Mind by Protecting What's Yours.

Commonly asked questions

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Commonly asked questions