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Grow your money for what’s next

You have an opportunity to strengthen your financial future with the bank products offered by Bread Savings, a AAA trusted banking partner.

Grow your savings with flexible, secure options that fit your goals.

Start saving now
Bread Financial Savings Products

Featured Products

Learn moreHigh Yield Savings Accounts

High-yield savings account

Typically earn interest at a higher rate than with a traditional savings account. Open with $100 or more, then boost your balance with online deposits.
Learn moreCertificates of Deposit

Certificates of deposit

Lock in a fixed rate by opening a CD, with terms from 3 months to 5 years available. Set up your account with $1,500 or more, and earn guaranteed returns.
Learn moreIRA

Individual retirement accounts

Build your retirement savings in a traditional or Roth IRA. Get both the tax advantages of an IRA and a great savings rate.

Bread Savings™ benefits

We monitor and compete with the highest APYs, so you don’t need to shop around.

FDIC Insured

Competitive rates

No hidden fees

Earn interest immediately3

Excellent customer support

Open an account today and watch your money grow.

Member FDIC logo All deposit products are provided by Comenity Capital Bank, a Utah state-chartered bank. ©2026 Comenity Capital Bank.