Skip to main content
AAA Logo
Join AAASign in

AAA Visa Signature® Credit Cards

Choose the card that rewards your routine. Earn up to 5% cash back on groceries with the AAA Daily Advantage Visa Signature® Credit Card or up to 5% cash back on gas and EV charging with the AAA Travel Advantage Visa Signature® Credit Card.

AAA Daily Advantage Visa Signature® Credit Card

A vertical design of the AAA Daily Advantage Visa Signature® Credit Card.
Use your card and earn:
  • A stylized shopping cart icon in a duotone white color scheme.
    5% cash back1
    On grocery store purchases.
  • A stylized fuel pump icon in a duotone white color scheme.
    3% cash back1
    Gas and EV charging, wholesale clubs, pharmacy, streaming services, and AAA purchases.
  • A stylized coin icon in a duotone white color scheme.
    $100 statement credit3
    When you spend $1,000 within the first 90 days of account opening.
  • A stylized calendar icon in a duotone white color scheme.
    No annual fee and no foreign transaction fees4
  • A stylized receipt icon in a duotone white color scheme.
    5% more cash back6
    when cardholders redeem with AAA Club Alliance Associates and Travel Advisors
Apply nowLearn more

AAA Travel Advantage Visa Signature® Credit Card

A vertical design of the AAA Travel Advantage Visa Signature® Credit Card.
Use your card and earn:
  • A stylized fuel pump icon in a duotone white color scheme.
    5% cash back2
    On gas station purchases.
  • A stylized airplane icon in a duotone white color scheme.
    3% cash back2
    Grocery store, restaurants, travel, and AAA purchases.
  • A stylized coin icon in a duotone white color scheme.
    $100 statement credit3
    When you spend $1,000 within the first 90 days of account opening.
  • A stylized calendar icon in a duotone white color scheme.
    No annual fee and no foreign transaction fees4
  • A stylized receipt icon in a duotone white color scheme.
    5% more cash back6
    when cardholders redeem with AAA Club Alliance Associates and Travel Advisors
Apply nowLearn more

Enter your monthly expenses to see how much you could earn: 

Enter monthly expenses to estimate your cash back over 12 months of recurring spend.

Select calculation type
$
$
$
$
$
$
$
$
$

Cash back earnings comparison

Based on 12 months of recurring purchases.

aaa daily advantage
AAA Daily Advantage Visa Signature Credit Card
$0
estimated cash back
Apply for AAA Daily Advantage
aaa travel advantage
AAA Travel Advantage Visa Signature Credit Card
$0
estimated cash back
Apply for AAA Travel Advantage

*The accuracy of this calculator is intended for illustrative purposes only. The calculator displayed might not reflect actual terms. See the complete rewards disclosure below for each card, including category-specific earn limits.

New account acquisition offer: $100 statement credit after spending $1,000 within the first 90 days of account opening

*(New customers only)

Enter purchase amounts above to see both card estimates.

Member Choice Vacations® | AAA Visa Signature® credit cards

Explore the world, earn Double cash back

Earn double cash back on AAA Member Choice Vacations® purchases made at AAA from 10/1/26 - 10/31/26 when you use your AAA Visa Signature® credit card.*
Learn More
Gullfoss Falls in Iceland

Current cardholders

Manage your AAA Visa Signature® credit card by logging in to pay your bill, check your account, or redeem rewards.
Log in

Commonly asked questions

1.  Offer is exclusive to AAA Daily Advantage Visa Signature Credit Card holders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties, and trip insurance. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.

 

2.  Offer is exclusive to AAA Travel Advantage Visa Signature Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.

 

3.  Valid one time only. Offer will be received within 1-2 billing cycles after qualifying spend.

 

4. For new accounts, as of October 2026: Variable Purchase and Balance Transfer APRs of 17.74% - 31.74% based on your credit worthiness at the time of account opening and the Prime Rate. Variable Cash Advance APR of 32.74%, based on Prime Rate. Variable Penalty APR up to 33.74%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.

 

5. Bonus earnings may take up to 2 billing cycles to add to your rewards account. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms or AAA.com/AdvantageDailyTerms.

 

6. Offer is exclusive to AAA Travel Advantage Visa Signature(R) Credit Card or AAA Daily Advantage Visa Signature(R) Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. May not be used to purchase traveler’s checks, foreign currency, stored value or gift cards, gift certificates, or other items subject to restriction or prohibition, including insurance products. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms or AAA.com/AdvantageDailyTerms.

 

*For bonus earnings, the purchase must post prior to the end of the bonus event. Earn 6% cash back on AAA Member Choice Vacations® purchases with the AAA Travel Advantage Card, or 2% cash back on AAA Member Choice Vacations® purchases with the AAA Daily Advantage Card. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see http://AAA.com/AdvantageTravelTerms or http://AAA.com/AdvantageDailyTerms.

 

Credit card offers are subject to credit approval.

 

AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.