AAA Visa Signature® Credit Cards

Searching for a credit card for groceries or a travel credit card? Look no further - AAA Daily Advantage Visa Signature® Credit Card or AAA Travel Advantage Visa Signature® Credit Card makes every time you grocery shop, gas up or travel more rewarding. Each card delivers exceptional value in everyday purchases, maximizing your cash back rewards.

AAA Daily Advantage Visa Signature® Credit Card

A vertical design of the AAA Daily Advantage Visa Signature® Credit Card.
Use your card and earn:
  • A stylized shopping cart icon in a duotone white color scheme.
    5% cash back1
    On grocery store purchases.
  • A stylized fuel pump icon in a duotone white color scheme.
    3% cash back1
    Gas and EV charging, wholesale clubs, pharmacy, and AAA purchases.
  • A stylized coin icon in a duotone white color scheme.
    $100 statement credit3
    When you spend $1,000 within the first 90 days of account opening.
  • A stylized calendar icon in a duotone white color scheme.
    No annual fee and no foreign transaction fees4
Apply nowLearn more

AAA Travel Advantage Visa Signature® Credit Card

A vertical design of the AAA Travel Advantage Visa Signature® Credit Card.
Use your card and earn:
  • A stylized fuel pump icon in a duotone white color scheme.
    5% cash back2
    On gas station purchases.
  • A stylized airplane icon in a duotone white color scheme.
    3% cash back2
    Grocery store, restaurants, travel, and AAA purchases.
  • A stylized coin icon in a duotone white color scheme.
    $100 statement credit3
    When you spend $1,000 within the first 90 days of account opening.
  • A stylized calendar icon in a duotone white color scheme.
    No annual fee and no foreign transaction fees4
Apply nowLearn more
Trafalgar | Insight Vacations

Earn 10% Cash Back

on all guided tours with Trafalgar and Insight Vacations when you use your AAA Visa Signature® credit card. Valid for purchases made at AAA or directly through Trafalgar and Insight Vacations from 1/1/25 - 2/28/25.5
Apply NowFind a travel agent
Make your next getaway more rewarding when you use your AAA Visa Signature card on Trafalgar and Insight Vacations

Current cardholders

Manage your AAA Visa Signature® Credit Card by logging in to pay your bill, check your account, or redeem rewards.
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1.  Offer is exclusive to AAA Daily Advantage Visa Signature Credit Card holders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties, and trip insurance. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.

 

2.  Offer is exclusive to AAA Travel Advantage Visa Signature Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.

 

3.  Valid one time only. Offer will be received within 1-2 billing cycles after qualifying spend.

 

4.  For new accounts, as of December 2024: Variable Purchase APR of 18.49% - 32.49% based on your credit worthiness at the time of account opening and the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 33.49%, based on Prime Rate. Minimum Interest Charge is $2. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance. 

 

5. Bonus earnings may take up to 2 billing cycles to add to your rewards account. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms or http://AAA.com/AdvantageDailyTerms.

 

Credit card offers are subject to credit approval.

 

AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.