Question 1

What is ID theft protection?

Accepted Answer

Identity theft protection includes services that monitor your personal information, alert you to suspicious or potentially fraudulent activity, and provide assistance if your identity is compromised. These services often feature credit monitoring, dark web surveillance, fraud alerts, and support to help you recover from identity theft.

Question 2

What types of ID theft protection are offered by ProtectMyID® from Experian®?

Accepted Answer

Depending on the plan you choose, the following protections are available: Credit Monitoring: This tracks changes and new activity on your credit reports from one or all three major credit bureaus (Experian, Equifax, TransUnion) and notifies you of suspicious changes. Dark Web Surveillance: This technology-enabled service scans online and hidden internet spaces for your personal data (like Social Security numbers or emails) that may be exposed or traded. SSN Monitoring: You will be alerted if your Social Security number appears in risky or unauthorized contexts. Change-of-Address Alerts: This alert tells you if a change of address is filed in your name, which could signal fraud. Other Identity Alerts: Some plans include alerts for things like court record changes or non-credit loan applications in your name.

Question 3

Is ID protection worth it?

Accepted Answer

As data breaches have become increasingly common, many people find identity theft protection to be worth the cost. Breaches frequently affect industries that handle sensitive personal information, including health care, government, financial services, social media, and retail.

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ID Theft Protection with AAA

ID Theft Protection Comparison

Essential

Deluxe

Complete

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Frequently Asked Questions

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ID Theft Protection Comparison

Essential

Deluxe

Complete

Frequently Asked Questions