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Fast and easy home improvement financing

Get an exclusive discount‡ to finance your renovation, upgrade or repair.

AAA members with good to excellent credit can finance their entire home improvement project at a low rate. We’ve partnered with LightStream, the nation’s premier online consumer lender, to offer a special discount and a fast, easy process to tackle practically any home improvement.

Why LightStream:

  • Rates as low as 3.89% to 19.89%1‡ APR with AutoPay (reflects AAA Mid-Atlantic member discount)
  • Get funds from $5,000 to $100,000 directly deposited into your account
  • No home equity or appraisal required
  • No fees or prepayment penalties
  • Flexible terms up to 12 years1

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Home Improvement Financing

Use a Lightstream loan to fund your pool, roof, deck- or any home improvement, inside or out.

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Boat & RV Financing

Shopping for a boat, or RV? Lightstream can help make our dreams come true, with a fixed-rate loan.

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Timeshare Financing

Want to finance, or refinance, your timeshare or fractional vacation home?

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AAA may be compensated for the referral of loan customers to LightStream.

1 Your loan terms, including APR, may differ based on loan purpose, amount, term, length and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay repayment discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Payment example: Monthly payments for a $25,000 loan at 6.89% APR with a term of 12 years would result in 144 monthly payments of $255.63.

‡ Discount of .10 percentage point is for a new LightStream loan referred online by AAA.com. AAA Members must apply directly through this AAA website to connect to LightStream, with cookies activated on their browser, in order for this offer to be tracked and valid.

Truist is an Equal Housing Lender. © 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.