AAA MemberPay Visa® Prepaid Card – Reloadable for Travel and Everyday Spending

The smart way to pay for domestic or foreign travel and everyday expenses, the AAA MemberPayVisa® Prepaid card is the perfect payment and budgeting solution. It’s not a credit card or linked to your checking account. You spend only what you load.

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A Multi-use Payment Solution

  • Simple Budgeting Tool -
  • Spend tracking to set goals and monitor your progress
  • Modern approach to manage budgeting for specific expenses, and a way to save money over time
  • Savvy Travel Money Option - Emergency cash and card replacement as well as lost luggage reimbursement Worldwide Visa acceptance, plus ATM access
  • Easy Method to Share Funds -
  • Quick reload options to get dependents money whether they are at home or away
  • Account monitoring with an easy mobile app that can manage multiple cards at a glance
  • Up to two companion cards per primary account are available; cards must be purchased at time of primary account opening and not sold online.
  • Smart Online Payments -
  • Secure way to use online without concern of primary financial account information being compromised.
  • Built-in budgeting because you set the amount available to spend, but can easily add more funds when needed

MetaWallet Mobile App

  • Anywhere, Anytime Access Account Management at Your Fingertips -
  • Easy signup and sign-in - Use your device camera to capture your card information for fast signup, and eliminate sign-in hassles by using fingerprint authentication.
  • Simple, time-saving and comprehensive - See balances, transactions and deposits the instant they are available.
  • Know your balance immediately - For those unexpected purchases or payments, view your current balance without having to sing in to the app.
  • Stay on top of your money - Get text or email alerts3 for low balance, verified transactions, and when funds are loaded.
  • Reload funds quickly - Find reload locations to add cash to your card, get your direct deposit information, or load a check4 right in the app. 
  • The MetaWallet app is a free download for iPhone and Android.
  • Reloading at your local AAA will ensure funds are immediately available. Reload fee is $4 at participating AAA stores.

Features & Benefits

  • Ultimate Security - With Visa's Zero Liability policy, the liability for unauthorized transactions is $0 - you pay nothing.1 All cards also offer EMV chip technology including up to two secondary cards.
  • Convenient Cash Access - MemberPay offers a large fee-free2 ATM network in the U.S. and 24-hour access to cash in local currencies at ATMs abroad.
  • Multiple Reload Methods -
  • Online or with the MetaWalletmobile app by ACH bank transfer, debit/credit card or check. Online reloads available here.
  • Through direct deposit of all or part of your paycheck or benefit check.
  • Add your routing and account number online or in the mobile app.
  • At third-party networks accepting cash reloads (MoneyGram®, Western Union®, Green Dot® or Visa® ReadyLink locations
  • Personalized Cards - Primary cardholders automatically receive a personalized card after the first card reload; personalized secondary cards are also available.

For more information, contact your local AAA Store.

1. Visa® Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. You must notify Customer Service promptly of any unauthorized use. Consult Cardholder Agreement for additional details or visit

2. While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. See Cardholder Agreement for more details.

3. Standard text message rates, fees, charges, and other third-party fees may apply.

4. Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details. Message and data rates may apply.

Keep purchases secure and financial information private with the AAA MemberPay Visa® Prepaid Card. A chip-enabled payment solution that delivers all-around protection, MemberPay isn’t linked to primary bank and credit accounts, limiting exposure to potential fraud. It’s the smart choice for budgeting funds, travel spending, making online payments and sharing funds with family. With so many easy ways to manage and reload MemberPay, it can go anywhere you go. Cardholders load the amount of cash they want to spend and replenish funds when necessary. MemberPay offers up to two companion cards and can be used as a financial solution for the whole family.

AAA MemberPayVisa® PrepaidCard is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.