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New Year, New Car, A Better Car Loan Rate


The end of the year is, quite possibly, the best time of the year to shop for a great deal on a new or used car. And that’s not all. Did you know that you can also shop for a great deal on your vehicle loan? 

Here’s how. In the beginning of the month, do your research to find the vehicle that best suits your needs. Consider your budget, how you’ll use the vehicle and the vehicle’s average gas mileage. Then, visit to lock in a competitive loan rate before you visit the dealership. Once your loan is approved with the best rate, you can focus solely on negotiating the price of the vehicle since you won’t be at the mercy of the dealership’s bank. This helps you avoid any confusion when working with the dealership’s finance manager. 

Even better, when you arrive at the dealership with financing in hand, you may be pleasantly surprised at how much you can save—and at how those savings can add up over the lifetime of your loan. For more information, visit, or call 833-345-5626; in Connecticut, call 800-332-5626.

AAA is not a lender and does not underwrite loan requests. Rates are contingent on model year, down payment and credit score. AAA may be compensated for the referral of auto loan customers.