Save on Spot Pet Insurance with Your AAA Membership

From routine checkups to unexpected emergencies, the right pet insurance can help you prepare for life's surprises

vet holding dog and cat in arms
July 7, 2026·1 min read

Your pets are part of your family, and when they’re sick or injured, you want the best care for them. But that veterinary care often comes at a price that can feel out of reach. That’s why you need pet insurance.

Customizable pet insurance plans

Spot Pet Insurance offers customizable plans that allow you to choose your annual limit, deductible and reimbursement rate—up to 90% back on eligible pet bills.* There are plans that cover routine check-ups and vaccinations as well as accidents and illnesses. And, with the 24/7 Pet Tele-Health Helpline, you’ll have immediate access around the clock through VetAccess to licensed veterinarians for your pet health, behavior and wellness questions.

AAA members receive 10% off a Spot Pet Insurance plan for the first pet enrolled, and an additional 10% multi-pet discount on all additional pets.

*Waiting periods, annual deductibles, co-insurance, benefit limits and exclusions may apply. Pre-existing conditions are not covered. For all terms and conditions, visit AAA.com/SpotPetInsurance.
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