AAA Vehicle Protection Plans

Extended Car Warranty

Cars break down. And, once the factory warranty on your new car has run out, unexpected auto repairs can take a chunk out of your budget fast. Let AAA help you with an extended car warranty that that will provide you with affordable vehicle protection—and no surprises at the repair shop!

Choose from 3 different extended warranty plans for vehicles up to 12 years old with up to 175,000 miles. And pay for the AAA Vehicle Protection Plan in one of two ways—Subscription or Term—whichever is best for you.

Subscription Plan

For our brand new pay as you go Subscription Plan, go online to receive a free no hassle quote as well purchase your new contract.


Term Contract

For our traditional Term Contract — make one payment for the life of the policy, please call 800 323 4300 to speak to a Vehicle Protection Plan Specialist.1


1 To talk to an Associate, call 800-323-4300, available Monday – Friday, 8AM – 8PM (ET), Saturday 9AM – 4PM (ET).

AAA Members save

  • Reimbursement for rental vehicle charges up to $250, not to exceed $50 per 24-hour period
  • Multiple deductible levels to fit your budget -$50, $100, $250 and 80/20
  • Trip Interruption Reimbursement up to $150/day
  • Save $100 off your deductible when you use a AAA-Owned Auto Repair facility or save $50 off your deductible at a AAA Approved Auto Repair facility2

PLans Include

  • Repair shops paid directly –no paperwork for AAA members3
  • No physical inspection needed to enroll your vehicle (waiting period applies)
  • Wide range of coverage options for new or used vehicles
  • Covers 100% of the diagnostics, labor, and parts cost for all covered repairs on an approved claim. (deductible may apply)

Plan highlights

  • NEW! Receive a no-hassle quote and transact completely on line
  • NEW! Subscription Contracts with affordable monthly payments4
  • No long term commitment (month-to-month) on new subscription plans
  • Term Contract - Make one full payment for the life of the contract. Must call 800-323-4300 for Term Contract.
  • Emergency self-approval (up to $500)
  • No Waiting Period –Day one coverage –Subscription Plan only
  • Rideshare coverage available for Uber and Lyft drivers


1 During normal business hours, call 1-800-323-4300, available Monday-Friday 8am-8pm (EST), Saturday 9am-4pm (EST).

Sample Subscription Contract Sample Term Contract


All claims must be approved prior to commencement of work. For all contracts purchased between February 1, 2018 and April 3, 2023 please have your repair shop call 855-292-9306. For all contracts purchased on or after April 4, 2023 please have the repair shop call 844-878-9431.

Cancellation Policy: All cancellation requests may take 30 days to process. All applicable refunds will be sent to you directly. Cancellation conditions and rights vary according to state of purchase. If you have any questions, please contact 800-323-4300 and select option #1.


The AAA Vehicle Protection Plan is a vehicle service contract program administered by Axiom Product Administration Inc., 1 Progress Point Parkway, Suite 101, O’Fallon, MO 63368. Agreements are insured under an insurance policy issued by Wesco Insurance Company, 59 Maiden Lane, 43rd Floor, New York, NY 10038, (866)-505-4048.

For finance questions on contracts purchased prior to April 4, 2023 please contact Siuprem Inc., P.O. Box 105611 Atlanta, GA 30348-5611 (800)-925-2546.

2 AAA Approved Auto Repair shops are independently owned and operated and are not owned by AAA. These shops must meet certain criteria in order to participate in the AAA Approved Auto Repair Program.

3 Authorization required prior to commencement of all repairs.

4 Please refer to the AAA Vehicle Extended Service Plan Agreement for details regarding benefit availability, exclusions, conditions and limitations.