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Allianz Global Assistance

Go with a global leader

Allianz Global Assistance is a world leader in the travel insurance and assistance industry because they help protect travelers if they need to cancel before a vacation—or need help during their trip. With award-winning 24/7 travel assistance in 70 languages, you can get help anytime, anywhere.

For peace of mind wherever you go, talk to your AAA Travel Agent about travel insurance with exclusive Member benefits—plus proactive SmartBenefitsSM and the free TravelSmart™ app.

Travel safe. Travel smart. Travel with AAA and Allianz.

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Top 10 Reasons People Buy Travel Insurance

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1. Life is unpredictable. Some trips need to be cancelled.
With travel insurance, you don’t necessarily have to pay for a trip you are unable to take.
2. Nearly 3 million bags were lost, late or damaged by airlines in 2022.
Allianz Global Assistance can provide benefits to replace needed items if your bags are delayed, damaged or stolen.
3. Credit card coverage may not provide sufficient coverage for travel.
The free coverage that may or may not be included with your credit card will never be as extensive as a separate travel insurance plan.
4. Sick happens.
Nothing can ruin a vacation like getting sick. Travel insurance can provide you with peace of mind – especially when travel outside the United States, where many hospitals request cash payments in the thousands before treatment can even begin.
5. Health insurance may not go the distance.
The majority of U.S. health insurance policies (including Medicare and Medicaid) don’t cover international travel. And, those that do will likely not cover the cost of medical evacuation back to the U.S. which can cost more than $50,000.
6. Lost or forgotten medication?
Travel insurance can provide assistance to assist you in locating a pharmacy to purchase a new prescription.
7. Even the most stable of travel suppliers can default quickly.
If a cruise line, airline or tour operator ceases operations due to financial hardship or bankruptcy, travel insurance can save you from paying for a trip you’ll never get to take.
8. In the event of an emergency, airlines are not required to refund a ticket.
It’s ultimately the airline’s decision whether a traveler’s situation warrants a full refund of the ticket cost. Most times however, airlines will merely offer a credit voucher (the original purchase price minus a penalty fee) towards future travel.
9. Flight delays can add up.
It is not the airline’s responsibility to cover costs associated with delayed flights or refund money due to missed connections. Travel insurance can reimburse you for costs associated with these, including rebooking fees, meals and accommodations.
10. We all experience tough economic times.
The loss of a job or other income might mean a trip planned in advance may have to wait. Travel insurance can put cash back into your hands when you need it most.

Online Plans

Allianz plans offer generous protection for all domestic and international travel. Most plans feature trip cancellation and primary emergency medical benefits, 24-hour travel assistance, and optional benefits to tailor the plan to your travel needs. Allianz is the perfect companion for your perfect vacation.

Kids Are Free
Kids 17 and under are covered for free* on select plans when traveling with a parent or grandparent.

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Car Rental Protector

We’ve created a solution to save you time and money at the car rental counter. Rental Car Protector provides primary benefits for covered collision, loss and damage up to $50,000, along with 24-hour emergency assistance.

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Additional Options

  • Theme Park Protection – Custom benefits for vacations to U.S. theme parks.
  • Enhanced Insurance – Higher level of benefits, perfect for longer trips, international trips, or to have the ultimate peace of mind.
  • Annual Insurance Plans – Designed to provide ongoing benefits for frequent travelers.
  • Don’t see the travel protection you want? Speak to one of our agents as other plans are available.

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Terms, conditions, and exclusions apply. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.

*Kids 17 and under free is available on select plans. Not available on policies issued to Pennsylvania residents.