What are you thinking about today? The weather? Getting to work? To class? A bacon, egg, and cheese? Whatever you’re thinking about, it’s probably not insurance.
Great news – you don’t need to worry about insurance. AAA has a team of experts dedicated to thinking about insurance all day. To test people’s insurance knowledge, Shannon Fiedler, with the assistance of Insurance Agents Maria and Joel, took to the streets of Center City Philadelphia. They invited ordinary folks on the street to play a game of Policy Pop Quiz, a game show offering cash prizes to anyone who could demonstrate they knew more about insurance than a real expert. Watch the video below to see how well the people of Philadelphia understood insurance and if anyone could outsmart our insurance experts.
THE QUESTIONS AND ANSWERS
Perhaps you want to test your insurance skills, but don’t have time to watch the full game show. While you might miss out on some great answers and some comic relief, here’s a look at some of the common insurance questions we asked and the correct answers.
WHEN SHOULD YOU THINK ABOUT LIFE INSURANCE?
Think about life insurance as soon as possible. It's like a safety net for your loved ones in case of a big accident. The earlier you start, the less you pay in premiums because they're based on age and health.
WHAT IS FLOATER INSURANCE?
Floater insurance covers items not fully protected by your renter's or homeowners insurance. It's for easily movable things like jewelry, art, or collector's items.
HOW DOES UNINSURED MOTORIST COVERAGE WORK?
This type of car insurance covers you and your passengers in an accident caused by someone without insurance or a hit-and-run driver.
WHAT IS A SUMP PUMP?
A sump pump is a device that stops flooding in basements. It kicks in when water fills its pit, pumping the water away to prevent damage.
CAN YOU INSURE A WEDDING?
You can absolutely insure a wedding. Wedding insurance covers accidents or cancellations due to weather, illness, or other reasons.
IF SOMEONE TRIPS ON MY DOORSTEP, AM I RESPONSIBLE?
Yep, you are responsible. Your homeowners insurance can help cover injuries if someone trips on your doorstep.
WHAT IS GAP INSURANCE?
Gap insurance protects you if you owe more on a car than it's worth. It covers the difference between the car's value and what you owe on the vehicle if there's an accident.
Now you're a bit more of an insurance pro! Stay covered!