Question 1

How do I get started if I'm interested in exploring AAA Insurance options?

Accepted Answer

First, consider what insurance coverage best fits your needs. Visit the following pages to learn more about each of our unique insurance offerings:&#x2028 Auto Home Life Motorcycle, Boat, and RV Renters Condo Umbrella Specialty Business Pet Wedding Home Warranty Second, consider requesting a quote for your insurance needs. If you run into any issues, you can find a local AAA insurance agent in your area who will provide the support you need. Third, complete set up for your insurance needs and My Policy account. From there, you should be able to log in and access your MyPolicy account as needed! (link: /insurance/car, /insurance/homeowners-insurance, /insurance/life, /insurance/specialty-lines, /insurance/renters, https://www.quote.csaa-insurance.aaa.com/?source=club&clubcode=212&state=VA&policy=HO6&promocode-INSACAWEB, /insurance/umbrella, /insurance/specialty-lines, /insurance/business-insurance, /insurance/pet, /insurance/wedding-insurance, /insurance/armadillo, https://www.quote.csaa-insurance.aaa.com/?source=club&clubcode=212&promocode=INSACAWEB, /insurance/agents, /insurance/claims)

Question 2

Is insurance included in the price of a AAA membership?

Accepted Answer

No, insurance coverage is not part of your AAA membership. Members considering AAA insurance for their auto, home, life, or other coverage needs will have separate costs from their membership payments. Enjoy Members-only loyalty rewards and special discounts up to 15%*

Question 3

How much Insurance do I need?

Accepted Answer

The types and amounts of coverage that you will need will depend on your specific needs and situation. We recommend that you familiarize yourself with the types of coverage available: Auto&#x2028 Personal Liability Coverage: Crashes generally cost more than the minimum limits, according to the Insurance Information Institute, so it’s a good idea to get more liability insurance than required. In fact, every U.S. state except New Hampshire requires its drivers to purchase liability insurance to drive legally. Talk to your insurance agent about how much Property Damage Coverage and Bodily Injury Liability Coverage you should purchase. Collision Coverage: Most lenders require collision coverage as a condition of your loan. Collision coverage covers physical damage caused by a collision, regardless of who was at fault. Collisions can involve another vehicle or an object, like a telephone pole or a tree. Ask your agent about the market value of your car before deciding how much you need; deductibles may apply. Comprehensive Coverage: If your car is damaged by something other than a collision, such as hail, a fallen tree or vandalism, Comprehensive Coverage may cover the costs. Consider the market value of your car when deciding whether or not you need it. Uninsured & Underinsured Motorist Coverage: If you're hit by a driver who doesn't have enough insurance, or any insurance at all, Uninsured and Underinsured Motorist Coverage may compensate you or a covered family member. Medical Payments Coverage: Medical Payments Coverage may helps with medical bills for you or anyone who is in your car during an accident. Home Dwelling Coverage: The most basic type of home insurance is Dwelling Coverage. If a covered event were to occur, it would cover the repair, replacement or rebuild of your actual house and its interior. Other Structures Coverage: For the things built on your property that aren't attached to your house, there is Other Structures Coverage. It's for things like swimming pools, driveways, sheds, gazebos and fences. How much you need depends on what's been built on your property. Personal Property Coverage: Personal Property Coverage covers the things you own, such as clothes, housewares and furniture. How much you need depends on the value of what you own. Loss of Use Coverage: If a covered event were to occur and you couldn't live in all or a portion of your house, Loss of Use Coverage may cover your increased living expenses as well as lost rental income. Renters Coverage: Renters Coverage covers your personal property and protects you against personal liability. It may also cover your additional living expenses or lost rental income you incur because your home is not fit to live in. If you have questions about the right amount of coverage for you and your family, please visit your local branch or give us a call to speak to an agent who can help you determine what is right for you, or click here to start a quote. (link: /insurance/agents, tel:18338067833, https://www.quote.csaa-insurance.aaa.com/?source=club&clubcode=212&promocode=INSACAWEB)

Question 4

How do I access MyPolicy for AAA Insurance?

Accepted Answer

Start by clicking on Login to MyPolicy from the top Insurance navigation menu. Log into your account and you will be sent to the MyPolicy dashboard. You may need to link to your policy by entering your auto or home policy and some information like your drivers license number and ZIP code. Note: If you have not previously created a site login, select "register" on the login page. Members can link a AAA membership to the login as well. Your user ID on the AAA website is your email address. If you cannot log in, please try resetting your password.

Question 5

Have additional questions?

Accepted Answer

Visit our Insurance FAQ page to find the answers you're searching for. (link: https://www.fuzeqna.com/aaahelp/ext/kbsearch.aspx?catid=60)

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Insurance

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Agents at AAA aren't just working for us. They're also working for you.

Insurance for All

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Our process is personal

We get to know you.

We match your needs to the right policy.

When you're ready, we'll get you started.

We guide your transition.

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Manage your policy

Commonly asked questions

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Insurance

Insurance for All

Our process is personal

We get to know you.

We match your needs to the right policy.

When you're ready, we'll get you started.

We guide your transition.

Commonly asked questions