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Competitive AUTO LOAN RATES for Members starting as low as 6.24%1 for up to 48 months.

When you’re ready for a new car, you can’t wait around. You need a fast, reliable, car loan from someone you trust.

Timing is (almost) everything. Prices for new cars and trucks have gone up.2 Prices for used vehicles have gone down.3 And—auto loan rates are on the rise.

Find the best auto loan rates fast—from one of our trusted partners. It’s quick and easy.

Get Started 844-941-3426

AAA is not a lender and does not underwrite loan requests. AAA may be compensated for the referral of auto loan customers. AAA does not evaluate borrowers' credit nor does it represent that loans will be offered under the advertised terms. AAA disclaims any and all responsibility for Member or third-party damages related to this advertisement or the lending services offered including, but not limited to, credit score impact.

Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender. Member FDIC. Equal Housing Opportunity Provider

1 Annual Percentage Rate (APR). Rates and terms effective as of 6/21/2024. APR accurate as of 6/21/2024. Advertised rates and terms are subject to change without notice. Additional terms and restrictions may apply. Other loan rates available. Subject to borrower qualification. Advertised rate assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Rate is variable. Offer valid on personal vehicle loans only. Criteria to receive the stated APR: Loan term 48 months or less, new or used, model year 2018 – 2024 with a credit score of 720 or higher based on the Vantage scoring model. Buyer is responsible for all state or local fees. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score. An auto loan with an APR of 6.24% for a $20,000 loan at a term of 48 months, your estimated monthly payment would be $472. An auto loan with an APR of 6.49% for a $20,000 loan at a term of 48 months, your estimated payment would be $474. Private party sales will not be financed.

2 Kelley Blue Book, Sean Tucker 1/12/2023 bonus.

3 Edmunds, Chris Isidore, CNN Business 1/18/2023.