LendingPoint - AAA Members - Unlock your possibilities


From a dream vacation to a home renovation and everything in between, anything is possible with a personal loan from LendingPoint.

Getting a personal loan doesn’t have to be complicated or time-consuming.

See your options in less than 4 minutes with no obligation and no impact to your credit score!

  • Loan options from $2000 - $36,500*
  • Terms from 24 – 60 months
  • Rates from 9.99% - 35.99%
  • No fees to apply
  • No prepayment penalties
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LendingPoint is unable to offer loans to consumers in West Virginia.

Why Lendingpoint

Our smart technology understands what makes you unique to open up your loan possibilities. You get a choice of terms that use simple interest, so you can select the fixed monthly payment that fits your budget. Our seamless experience starts with a quick online application and finishes with fast funding.

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  • Debt or credit card consolidation
  • Home improvement or repairs
  • Paying off medical bills
  • Vacation or wedding plans

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How It Works

  • Get your loan options online in less than 4 minutes with NO impact to your credit score
  • Compare offers, choose your terms, then provide some additional info
  • Get money as soon as the next business day upon approval

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*Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 8% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a $10,000 loan for a period of 48 months with an APR of 24.90% and origination fee of 8% will have a payment of $331.01 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.