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The Extra Mile Your trusted source for expert advice.

Get Your Car Loan Started Today

  • Starting as low as 6.49%1

  • No payments for 90 days2

Rather apply by phone? 1 (844) 941-3426

Great timing. Great rates. That's everything.

When you're ready for a new car, you can't wait around. You need a fast, reliable, car loan from someone you trust.

  • clock icon - 24-hour operations

    Timing is (almost) everything

    Prices for new cars and trucks have gone up3. Prices for used vehicles have gone down.4 And - auto loan rates are on the rise.

  • tire stacked icon

    Find the best rates fast

    Quick, easy, and won't impact your credit score.

  • No payments for 90 days

    Apply online and get a quick decision so you can get into your new or used vehicle fast.


Apply today

Getting started is quick and easy

Great timing. Great rates. And no payments for 90 days. That's everything.

AAA is not a lender and does not underwrite loan requests. AAA may be compensated for the referral of auto loan customers. AAA does not evaluate borrowers' credit nor does it represent that loans will be offered under the advertised terms. AAA disclaims any and all responsibility for Member or third-party damages related to this advertisement or the lending services offered including, but not limited to, credit score impact.

Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender. Member FDIC. Equal Housing Opportunity Provider

1 Annual Percentage Rate (APR). Rates and terms effective as of 12/1/2023. Advertised rates and terms are subject to change without notice. Additional terms and restrictions may apply. Other loan rates available. Subject to borrower qualification. Advertised rate assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Rate is variable. Offer valid on personal vehicle loans only. Criteria to receive the stated APR: Loan term 48 months or less, vehicle model 2017 — 2023 new or used models, with a credit score of 720 or higher based on the Vantage scoring model. Buyer is responsible for all state or local fees. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score. An auto loan with an APR of 6.49% for a $20,000 loan at a term of 48 months, your estimated monthly payment would be $474. An auto loan with an APR of 6.74% for a $20,000 loan at a term of 48 months, your estimated payment would be $477. Private party sales will not be financed.

2 Interest charges will accrue from the date of loan.

3 Kelley Blue Book, Sean Tucker 1/12/2023 bonus.

4 Edmunds, Chris Isidore, CNN Business 1/18/2023.