THE WHEEL DEAL

<sub><sup>AAA is not a lender and does not underwrite loan requests. AAA may be compensated for the referral of auto loan customers. AAA does not evaluate borrowers' credit nor does it represent that loans will be offered under the advertised terms. AAA disclaims any and all responsibility for Member or third-party damages related to this advertisement or the lending services offered including, but not limited to, credit score impact.

Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender. Member FDIC. Equal Housing Opportunity Provider

1 Annual Percentage Rate (APR). Rates and terms effective as of 3/1/2023. Advertised rates and terms are subject to change without notice. Additional terms and restrictions may apply. Other loan rates available. Subject to borrower qualification. Advertised rate assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Rate is variable. Offer valid on personal vehicle loans only. Criteria to receive the stated APR: Loan term 48 months or less, vehicle model 2017 — 2023 new or used models, with an excellent credit score. Borrower pays any closing costs. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score. An auto loan with an APR of 5.49% for a $20,000 loan at a term of 48 months, your estimated monthly payment would be $465. An auto loan with an APR of 5.74% for a $20,000 loan at a term of 48 months, your estimated payment would be $467. Private party sales will not be financed.

2 Interest charges will accrue from the date of loan.

3 Offer valid for loans funded between 3/1/2023 –3/31/2023. A $200 check will be disbursed after verification is received that Auto Club Trust, FSB has been added as first lienholder within 90 days from the loan date. The recipient is responsible for any federal, state, or local taxes on the cash bonus.</sup></sub>